Bio:

Mr. Tu has over 13 years of experience on credit card marketing and risk management, credit bureau scoring, database marketing, and CRM applications in US and China.

Mr. Tu is the Founder and Chairman of 51credit.com, the leading marketing service and solution provider for the credit card industry in China. Through an integrated platform, 51credit provides credit card customer acquisition, activation and retention solutions for five Chinese banks.

Before founding 51credit.com, Mr. Tu was the Chief Consultant of Decisioning Products for the Greater China Region of TransUnion Advantage (TUA). Providing credit risk management solutions for financial institutions in mainland and Hong Kong China. TUA is a joint venture between Trans Union and Baycorp Advantage, the leading credit bureaus in US, Australia and New Zealand.

Mr. Tu was formerly with Fair, Isaac Company and developed the industry standard FICO Credit Bureau Scores for all three US credit bureaus.

Mr. Tu has two Master's degrees in Statistics and Business Administration from Stanford University and University of California at Berkeley respectively. He is also on leave from the PhD program at Stanford Business School.